{"id":5499,"date":"2019-03-21T09:44:08","date_gmt":"2019-03-21T08:44:08","guid":{"rendered":"http:\/\/redaktori.com\/?p=5499"},"modified":"2019-03-21T09:46:32","modified_gmt":"2019-03-21T08:46:32","slug":"shqiptaret-po-varferohen-ja-raporti-i-bankes-se-shqiperise","status":"publish","type":"post","link":"https:\/\/redaktori.com\/?p=5499","title":{"rendered":"Shqiptar\u00ebt po varf\u00ebrohen! Ja raporti i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb"},"content":{"rendered":"<div>\n<div id=\"pershkrimi-fotos\">Teksa ekonomia shqiptare \u00ebsht\u00eb n\u00eb trend rrit\u00ebs pasuria financiare e familjeve shqiptare n\u00eb raport me PBB-n\u00eb ka p\u00ebsuar r\u00ebnie.<\/div>\n<\/div>\n<p>Bilanci i familjeve shqiptare publikuar p\u00ebr her\u00eb t\u00eb par\u00eb nga Banka e Shqip\u00ebris\u00eb tregon se pasuria neto e familjeve shqiptare n\u00eb raport me PBB-n\u00eb ka p\u00ebsuar r\u00ebnie pas vitit 2014. Nd\u00ebrsa gjat\u00eb vitit 2017 shihet q\u00eb pasuria neto e familjeve shqiptare t\u00eb ket\u00eb r\u00ebn\u00eb edhe n\u00eb vlera neto.<br \/>\nSipas t\u00eb dh\u00ebnave t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb pasuria neto financiare e familjeve shqiptare n\u00eb vitin 2014 ishte sa 113 p\u00ebr qind e PBB-s\u00eb, n\u00eb vitin 2017 ajo ishte vet\u00ebm 100 % e PBB-s\u00eb.<br \/>\nP\u00ebr vitin 2017, pasuria financiare neto e ekonomive familjare vler\u00ebsohet n\u00eb 1557.9 miliard\u00eb lek\u00eb, nga 1,587.4 miliard\u00eb lek\u00eb n\u00eb vitin 2016, me r\u00ebnie vjetore 2% ose 220 milion\u00eb euro m\u00eb pak.<br \/>\nP\u00ebr ekonomit\u00eb familjare, mjetet financiare n\u00eb thelb tejkalojn\u00eb detyrimet, kryesisht p\u00ebr shkak se t\u00eb nivelit t\u00eb lart\u00eb t\u00eb investimeve n\u00eb form\u00ebn e depozitave si dhe investimeve n\u00eb form\u00ebn e pjes\u00ebmarrjeve n\u00eb kapitalin e korporatave jofinanciare.<br \/>\nGjithsesi familjet jan\u00eb t\u00eb vetmet n\u00eb ekonomin\u00eb e p\u00ebrgjithshme me bilanc pozitive n\u00eb raport me biznesin dhe qeverin\u00eb, bilancet e t\u00eb cilave anojn\u00eb nga borxhet. Familjet zot\u00ebrojn\u00eb 33% t\u00eb totalit t\u00eb kursimeve financiare t\u00eb brendshme.<br \/>\nN\u00eb fund t\u00eb vitit 2017, totali i mjeteve financiare t\u00eb ekonomive familjare, vler\u00ebsuar n\u00eb llogarit\u00eb financiare, sh\u00ebnon 1,763 miliard\u00eb lek\u00eb, nga 1,781 miliard\u00eb lek\u00eb n\u00eb fund t\u00eb 2016.<br \/>\nInstrumenti kryesor p\u00ebrdorur nga ekonomit\u00eb familjare \u00ebsht\u00eb \u201cmonedha dhe depozita\u201d (AF. 2), i cili p\u00ebrfaq\u00ebson n\u00eb mas\u00ebn 56.4% mjetet financiare t\u00eb k\u00ebtij sektori. N\u00eb harkun kohor t\u00eb nj\u00eb viti, monedha dhe depozitat sh\u00ebnuan nj\u00eb zgjerim me rreth 12 miliard\u00eb lek\u00eb, duke sh\u00ebnuar nivelin 995 miliard\u00eb lek\u00eb n\u00eb fund t\u00eb 2017.<br \/>\nNd\u00ebrsa detyrimet financiare t\u00eb sektorit t\u00eb ekonomive familjare vler\u00ebsohen n\u00eb 205.9 miliard\u00eb lek\u00eb, n\u00eb rritje prej 11.9 miliard\u00eb lek\u00ebsh (ose 6%) referuar nj\u00eb viti m\u00eb par\u00eb. Huat\u00eb mbajn\u00eb pesh\u00ebn kryesore n\u00eb totalin e detyrimeve financiare t\u00eb k\u00ebtij sektori (95% t\u00eb totalit).<br \/>\nN\u00eb fund t\u00eb 2017, stoku i huave sh\u00ebnon rreth 195 miliard\u00eb lek\u00eb, nga 183 miliard\u00eb lek\u00eb n\u00eb vitin 2016. N\u00eb terma maturiteti, huat\u00eb afatshkurtra ran\u00eb me 0.3 miliard\u00eb lek\u00eb, nd\u00ebrkoh\u00eb huat\u00eb afatgjata, t\u00eb cilat p\u00ebrbejn\u00eb 95% t\u00eb totalit t\u00eb huave t\u00eb ekonomive familjare, u rrit\u00ebn me 12 miliard\u00eb lek\u00eb ose 7%. Llogari t\u00eb tjera t\u00eb pagueshme, n\u00eb fund t\u00eb vitit 2017, sh\u00ebnon vler\u00ebn e 10.9 miliard\u00eb lek\u00ebve, duke ruajtur k\u00ebshtu pothuajse t\u00eb nj\u00ebjtin nivel t\u00eb nj\u00eb viti m\u00eb par\u00eb.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-215962 size-full\" src=\"http:\/\/www.monitor.al\/images\/2019\/03\/C0ABCB6A-A4ED-4CB2-B583-E6B9D5C2EDE1.jpeg\" sizes=\"(max-width: 666px) 100vw, 666px\" srcset=\"http:\/\/www.monitor.al\/images\/2019\/03\/C0ABCB6A-A4ED-4CB2-B583-E6B9D5C2EDE1.jpeg 666w, http:\/\/www.monitor.al\/images\/2019\/03\/C0ABCB6A-A4ED-4CB2-B583-E6B9D5C2EDE1-300x159.jpeg 300w, http:\/\/www.monitor.al\/images\/2019\/03\/C0ABCB6A-A4ED-4CB2-B583-E6B9D5C2EDE1-185x98.jpeg 185w, http:\/\/www.monitor.al\/images\/2019\/03\/C0ABCB6A-A4ED-4CB2-B583-E6B9D5C2EDE1-110x58.jpeg 110w, http:\/\/www.monitor.al\/images\/2019\/03\/C0ABCB6A-A4ED-4CB2-B583-E6B9D5C2EDE1-434x230.jpeg 434w, http:\/\/www.monitor.al\/images\/2019\/03\/C0ABCB6A-A4ED-4CB2-B583-E6B9D5C2EDE1-100x53.jpeg 100w\" alt=\"\" width=\"666\" height=\"353\" data-lazy-loaded=\"true\" \/><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Teksa ekonomia shqiptare \u00ebsht\u00eb n\u00eb trend rrit\u00ebs pasuria financiare e familjeve shqiptare n\u00eb raport me PBB-n\u00eb ka p\u00ebsuar r\u00ebnie. Bilanci i familjeve shqiptare publikuar p\u00ebr her\u00eb t\u00eb par\u00eb nga Banka e Shqip\u00ebris\u00eb tregon se pasuria neto e familjeve shqiptare n\u00eb raport me PBB-n\u00eb ka p\u00ebsuar r\u00ebnie pas vitit 2014. Nd\u00ebrsa gjat\u00eb vitit 2017 shihet q\u00eb [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5502,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[6,21],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Shqiptar\u00ebt po varf\u00ebrohen! 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Ja raporti i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb - Informohu qart\u00ebsisht!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/redaktori.com\/?p=5499","og_locale":"sq_AL","og_type":"article","og_title":"Shqiptar\u00ebt po varf\u00ebrohen! Ja raporti i Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb - Informohu qart\u00ebsisht!","og_description":"Teksa ekonomia shqiptare \u00ebsht\u00eb n\u00eb trend rrit\u00ebs pasuria financiare e familjeve shqiptare n\u00eb raport me PBB-n\u00eb ka p\u00ebsuar r\u00ebnie. Bilanci i familjeve shqiptare publikuar p\u00ebr her\u00eb t\u00eb par\u00eb nga Banka e Shqip\u00ebris\u00eb tregon se pasuria neto e familjeve shqiptare n\u00eb raport me PBB-n\u00eb ka p\u00ebsuar r\u00ebnie pas vitit 2014. 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