{"id":20506,"date":"2020-03-26T14:03:27","date_gmt":"2020-03-26T13:03:27","guid":{"rendered":"http:\/\/redaktori.com\/?p=20506"},"modified":"2020-03-26T14:03:27","modified_gmt":"2020-03-26T13:03:27","slug":"apoteoza-ekonomike-e-virusit","status":"publish","type":"post","link":"https:\/\/redaktori.com\/?p=20506","title":{"rendered":"Apoteoza Ekonomike e Virusit"},"content":{"rendered":"

Nga REZART PRIFTI<\/strong><\/p>\n

N\u00eb momentet q\u00eb shkruhen k\u00ebto rreshta jan\u00eb 460,304 t\u00eb infektuar me COVID-19, p\u00ebrve\u00e7 Kin\u00ebs, t\u00eb infektuarit jan\u00eb n\u00eb 155 vende t\u00eb ndryshme t\u00eb bot\u00ebs. Qeverit\u00eb e gjith\u00eb bot\u00ebs po kryejn\u00eb aksione t\u00eb pa precedent\u00eb dhe duke qen\u00eb se p\u00ebr raste t\u00eb tilla nuk ka protokoll institucione tradicionalisht ortodokse si jan\u00eb bankat qendrore kan\u00eb dal\u00eb nga pozicionet e tyre dhe jan\u00eb b\u00ebr\u00eb pjes\u00eb aktive e luftes me \u201cluft\u00ebn\u201d e padukshme.<\/p>\n

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N\u00eb bot\u00eb luhatjet ekonomike, bursat, dhe nd\u00ebrprerja e ekonomis\u00eb reale n\u00eb prodhim ka qen\u00eb e madhe. Parashikimi p\u00ebr prodhimin industrial Kinez p\u00ebr periudh\u00ebn Janar-Shkurt 2020 ishte p\u00ebr nj\u00eb r\u00ebnie prej 3% krahasuar me nj\u00eb vit m\u00eb par\u00eb, por realisht r\u00ebnia arriti p\u00ebrtej parashikimit n\u00eb 13.5%. Shitjet me pakic\u00eb ishin parashikuar t\u00eb binin me 4%, por ran\u00eb me 20.5%, investimet mbi asetet fikse, t\u00eb cilat p\u00ebrb\u00ebjn\u00eb shpenzime mbi makinerit\u00eb dhe infrastruktur\u00ebn, ran\u00eb me 24%. K\u00ebto t\u00eb dh\u00ebna tregojn\u00eb se sa \u00ebsht\u00eb impakti real n\u00eb ekonomit\u00eb m\u00eb t\u00eb zhvilluara n\u00eb bot\u00eb.<\/p>\n

T\u00eb qenit ekonomi e zhvilluar n\u00eb k\u00ebto raste ka dhe dizavantazhe. Dizavantazhi \u00ebsht\u00eb se t\u00eb tilla ekonomi me mekanizma shum\u00eb t\u00eb sofistikuar tregu, financiar, monetar dhe institucional i japin shpejt\u00eb reagimet e \u00e7far\u00eb do lloji. P\u00ebr tu kuptuar m\u00eb thjesht\u00eb jan\u00eb si nj\u00eb p\u00ebrcjell\u00ebs perfekt rryme. Dizavantazhi i dyt\u00eb \u00ebsht\u00eb se ekonomit\u00eb e p\u00ebrparuara jan\u00eb t\u00eb ngarkuara me shum\u00eb \u201cemocion\u201d. Kjo do t\u00eb thot\u00eb se reagojn\u00eb shpejt ndaj \u00e7do lloje gjesti emotiv, qoft\u00eb ky dhe nj\u00eb budallallik n\u00eb Twiter i dikujt. Pra, po t\u00eb bashkosh ngarkes\u00ebn emocionale dhe p\u00ebrcjellshm\u00ebrine e madhe mund t\u00eb lexojme qart\u00eb karakteristikat e ekonomive moderne q\u00eb shkarkojn\u00eb 25% t\u00eb burs\u00ebs brenda nj\u00eb dite nga paniku.<\/p>\n

Nga krahu tjet\u00ebr kemi dhe ekonomin\u00eb ton\u00eb, q\u00eb vet\u00ebm e zhvilluar nuk \u00ebsht\u00eb, dhe mekanizmat q\u00eb p\u00ebrmenda m\u00eb lart\u00eb thuajse jan\u00eb inegzistent. Pra nuk \u00ebsht\u00eb p\u00ebrcjell\u00ebse e mir\u00eb e emotivitetit, q\u00eb do t\u00eb thot\u00eb \u00ebsht\u00eb fije leshi q\u00eb nuk p\u00ebrcjell rrym\u00eb, dhe nuk ka mekanizma t\u00eb sofistikuar tregu, financiar, monetar dhe institucional.<\/p>\n

Th\u00ebn\u00eb k\u00ebt\u00eb po marr dy ilustrime nga ana teknike. E para, n\u00ebse sot n\u00eb bot\u00eb fu\u00e7ia e naft\u00ebs po tregtohet me $24, nj\u00eb \u00e7mim i papar\u00eb prej dekadash, dhe n\u00eb Amerik\u00eb po shitet $1 p\u00ebr gallon (3.78541 liter), nd\u00ebrsa ndikimi n\u00eb Shqip\u00ebri \u00ebsht\u00eb thuajse i pap\u00ebrfillsh\u00ebm. Kjo tregon q\u00eb tregu nuk funksionon, si dhe shteti\u2026<\/p>\n

E dyta, n\u00eb p\u00ebrpjekje p\u00ebr protagoniz\u00ebm dhe p\u00ebr t\u00eb ndjekur shembullin e bankave qendrore prestigjoze, Banka Q\u00ebndrore e Shqip\u00ebris\u00eb vendosi t\u00eb ul norm\u00ebn baz\u00eb t\u00eb interesit medemek p\u00ebr t\u00eb ndihmuar me likuiditet sistemin.\u00a0 E para, sistemi jon\u00eb nuk i p\u00ebrgjigjet l\u00ebvizjes s\u00eb norm\u00ebs s\u00eb interesit baz\u00eb nga BQ dhe rrjedhimitsh nuk ndikon n\u00eb politik\u00ebn e brendshme ton\u00ebn monetare dhe mbi te gjitha me likuiditetin n\u00eb treg. E dyta, sipas raporteve sistemi yn\u00eb bankar \u00ebsht\u00eb m\u00eb primitivi n\u00eb rajon.<\/p>\n

E theksoj, n\u00eb rajon jo n\u00eb bot\u00eb! Q\u00eb do t\u00eb thot\u00eb se mekanizmat e transfuzionit t\u00eb likuiditetit n\u00eb vendin ton\u00eb nuk funksionojn\u00eb sepse nuk ka treg fleksibel bankar, nuk ka treg financiar, ka ekonomi t\u00eb konsiderueshme n\u00eb t\u00eb zez\u00eb, dhe mbi t\u00eb gjitha ka likuiditet t\u00eb paprecedent\u00eb por q\u00eb nuk \u00ebsht\u00eb n\u00eb sistem. Si p\u00ebrfundim ulja e p\u00ebrqindjes nuk shkon as te konsumatori e as te biznesi.<\/p>\n

Megjithat\u00eb, t\u00eb kthehemi dhe nj\u00eb her\u00eb te bota e zhvilluar q\u00eb punon me numra. K\u00ebrkuesit n\u00eb baz\u00eb t\u00eb modeleve ekonometrike argumentojn\u00eb se n\u00ebse virusi do lejohesh t\u00eb shp\u00ebrndahesh at\u00ebher\u00eb do t\u00eb shkaktonte 2.2 mln vdekje\u00a0\u00a0 vet\u00ebm n\u00eb USA. Sipas projeksioneve, n\u00ebse nj\u00eb karantine dy javore dhe tre muaj rr\u00ebgjim distancimi\u00a0 social do t\u00eb aplikohesh do t\u00eb parandalonte vet\u00ebm gjysm\u00ebn e numrit t\u00eb parashikuar p\u00ebr tu infektuar. P\u00ebr t\u00eb mos shtuar k\u00ebtu rritjen e fluksit t\u00eb njer\u00ebzve n\u00eb institucionet e sh\u00ebndet\u00ebsis\u00eb, q\u00eb \u00ebsht\u00eb dhe problemi m\u00eb i madh!<\/p>\n

Parashikimet tregojn\u00eb se me kaq shp\u00ebrndarje sa ka p\u00ebsuar virusi edhe n\u00ebse do t\u00eb ndaloheshin masat e marra pas distancimit social ai do t\u00eb rikthehesh. Nd\u00ebrsa n\u00eb Shqip\u00ebri ne jemi m\u00eb t\u00eb sigurt se nuk kemi numra. E di q\u00eb duket paradoksale, por holle holle kur bota e zhvilluar kuantifikon riskun e di logjikisht dhe se sa duhet t\u00eb trembesh. N\u00eb rastin ton\u00eb nuk kemi kuantifikim risku, ndaj dhe t\u00eb mos e vrasim mendjen fare se \u00e7far\u00eb ka p\u00ebr t\u00eb ndodhur do ndodh\u00eb\u2026<\/p>\n

Un\u00eb do t\u00eb rikthehem prap te ekonomia dhe te konteksti boteror sepse ai \u00ebsht\u00eb meraku m\u00eb i madh q\u00eb kam. Avantazhi q\u00eb kemi me k\u00ebt\u00eb loj\u00eb virusi \u00ebsht\u00eb se p\u00ebr ta luftuar jan\u00eb gj\u00ebra t\u00eb kuptueshme p\u00ebr tu b\u00ebr\u00eb: laj duart, rri large, mos dil. N\u00ebse nuk\u00a0 b\u00ebn dot k\u00ebto at\u00ebhere problemi \u00ebsht\u00eb yti! Por un\u00eb problemin e kam me ekonomin\u00eb, ose si i thon\u00eb amerikan\u00ebt: \u201cThis damn economy is the problem!\u201d<\/p>\n

Qeveria Gjermane miratoje nj\u00eb paket\u00eb prej $750 miliard\u00eb p\u00ebr mitigimin e efektit t\u00eb k\u00ebsaj krize, ku $600 miliard\u00eb prej tyre do t\u00eb vendosen n\u00eb nj\u00eb fond me q\u00ebllim mb\u00ebshtetjen e bizneseve ne v\u00ebshtir\u00ebsi. $50 miliard\u00eb do t\u00eb vendosen p\u00ebr bizneset e vogla dhe t\u00eb vet\u00eb pun\u00ebsuarit duke i kompensuar me pagesa t\u00eb drejt\u00ebp\u00ebrdrejta deri n\u00eb 15,000 euro. E pa d\u00ebgjuar kjo p\u00ebr Gjermanin\u00eb saq\u00eb edhe limitin fiskal t\u00eb defi\u00e7itit dhe t\u00eb borxhit e ngriti p\u00ebr rastin e emergjenc\u00ebs.<\/p>\n

N\u00eb amerik\u00eb nga ana tjet\u00ebr kemi po marrjen e masave drastike. Pagesa t\u00eb drejt\u00eb p\u00ebrdrejta nga $1200 personi, $367 miliard\u00eb program p\u00ebr bizneset e vogla t\u00eb cilat do t\u00eb marrin kredi emergjence me kushtin q\u00eb t\u00eb mbajn\u00eb punonj\u00ebsit e tyre n\u00eb pun\u00eb, dhe $500 miliard\u00eb p\u00ebr industrit\u00eb, qytetet dhe shtetet p\u00ebr projekte infrastrukturore.<\/p>\n

Duke marr\u00eb parasysh masat e mara nga vendet q\u00eb i marrim shembull arrijm\u00eb t\u00eb nxjerrim disa pika q\u00eb edhe p\u00ebr ekonomin\u00eb shqiptare jan\u00eb t\u00eb aplikueshme. \u00a0S\u00eb pari, shteti duhet t\u00eb sh\u00ebrbej\u00eb si ur\u00eb likuiditeti ose si burim i momentit t\u00eb fundit. Si princip n\u00eb shqip\u00ebri \u00ebsht\u00eb nj\u00eb perceptim gabim q\u00eb e dallon nga ata q\u00eb na qeverisin, si dhe ata q\u00eb i votojn\u00eb ata. K\u00ebta t\u00eb par\u00ebt, shprehen se nuk u be deti kos, ose shteti humbi k\u00ebt\u00eb muaj 75 mln euro. Jo zot\u00ebri! Njer\u00ebzit dhe biznesi humb\u00ebn 75 mln euro, shteti nuk ka punuar nj\u00eb dit\u00eb p\u00ebr ato! Kjo vjen si rezultat i aksiom\u00ebs s\u00eb vjet\u00ebr punisto-moniste q\u00eb n\u00eb jemi n\u00eb sh\u00ebrbim t\u00eb shtetit dhe jo shteti n\u00eb sh\u00ebrbimin ton\u00eb. Mos e merr kaq t\u00eb thjesht\u00eb k\u00ebt\u00eb sepse \u00ebsht\u00eb mend\u00ebsi, dhe mend\u00ebsia \u00ebsht\u00eb shum\u00eb problem!<\/p>\n

S\u00eb dyti, masat e marra kan\u00eb t\u00eb b\u00ebjn\u00eb me sigurimin e paras\u00eb direkte n\u00eb duart e njer\u00ebzve. Filloi n\u00eb Gjermani si strategji, m\u00eb pas n\u00eb UK, dhe m\u00eb pas n\u00eb USA, ku qeverit\u00eb paguajn\u00eb deri n\u00eb 80% t\u00eb rrog\u00ebs s\u00eb punonj\u00ebsve. \u00a0S\u00eb treti, m\u00ebnyra m\u00eb e mir\u00eb p\u00ebr t\u00eb mbajtur sistemin ekonomik \u00ebsht\u00eb q\u00eb parat\u00eb e dh\u00ebna nga qeverit\u00eb t\u00eb mos jepen cash n\u00eb dor\u00eb, por t\u00eb kalohen nga sistemi i rrogave, pra nga pun\u00ebdh\u00ebn\u00ebsit e tyre. \u00a0S\u00eb kat\u00ebrti, kriza ka shum\u00eb t\u00eb b\u00ebj\u00eb dhe varion nga lloji i biznesit. Shitja me shumic\u00eb e pakic\u00eb, arg\u00ebtimi, turizmi, dhe transporti jan\u00eb industri t\u00eb prekura shum\u00eb r\u00ebnd\u00eb ndaj dhe duhen prioritizuar.<\/p>\n

S\u00eb pesti, nd\u00ebrkob\u00ebtarisht bien dakort t\u00eb gjith\u00eb ekspert\u00ebt q\u00eb biznesi i vog\u00ebl \u00ebsht\u00eb m\u00eb vulnerab\u00ebl dhe n\u00eb faz\u00eb ekstreme d\u00ebshp\u00ebrimi. S\u00eb fundi, biznesi i madh ka nevoj\u00eb p\u00ebr likuiditet dhe jo p\u00ebr garanci fondi pagash minimale.<\/p>\n

K\u00ebto gjasht\u00eb pika m\u00eb sip\u00ebr i p\u00ebrmenda p\u00ebr t\u00eb treguar q\u00eb kur vijm\u00eb t\u00eb analiza e paket\u00ebs Rama I, Rama II apo \u00e7far\u00eb do lloj\u00eb emri ka paketa k\u00ebto gj\u00ebra nuk jan\u00eb marr\u00eb parasysh. Nuk merren parasysh n\u00eb Zululand t\u00eb tilla sepse ne jemi kontekst tjet\u00ebr. Ne kemi nj\u00eb qeveri q\u00eb thot\u00eb populli \u00ebsht\u00eb n\u00eb sh\u00ebrbimin tim, biznesi gjithashtu, dhe \u00e7\u2019me duhet mua se \u00e7\u2019bej un\u00eb!<\/p>\n

K\u00ebt\u00eb thirrje e b\u00ebra q\u00eb n\u00eb tragjedin\u00eb e par\u00eb q\u00eb i ra k\u00ebtij vendi q\u00eb nuk e kuptoj kush e mallkon. N\u00eb rastin e t\u00ebrmetit mund t\u00eb kuptosh q\u00eb korrupsioni dhe mania e pashpjegueshme p\u00ebr t\u00eb vjedhur k\u00ebtu ka arritur nivele sureale t\u00eb pa shpjegueshme.<\/p>\n

Jemi n\u00eb fund t\u00eb Marsit dhe nga tragjedia kush u mbulua me dhe u harrua, kujt ju vu nj\u00eb \u00e7ad\u00ebr si feste u miklua. Nga fondet e rialokuara t\u00eb buxhetit p\u00ebr tragjedin\u00eb e t\u00ebrmetit, gjithmon\u00eb n\u00eb let\u00ebr, n\u00eb muajt Janar, Shkurt, dhe Mars, asnj\u00eb koqe leku nuk e ka par\u00eb drit\u00ebn e diellit. Asnj\u00eb projekt nuk u realizua! Pasi u b\u00ebn\u00eb gati t\u00eb gjitha instrumentet e kontrollit dhe b\u00ebhen gati n\u00eb m\u00ebnyr\u00eb t\u00eb rrufeshme 77 896 204\u00a0 mln euro prokurime me emrin \u201cProjektet e Rindertimit\u201d.<\/p>\n

K\u00ebto jan\u00eb vet\u00ebm p\u00ebr nd\u00ebrtim shkollash n\u00eb disa zona si dhe mbikqyrjen e k\u00ebtyre projekteve dhe dorezimin si\u00e7 i quajn\u00eb k\u00ebta peshkatar\u00ebt: \u201cme \u00e7el\u00ebsa n\u00eb dor\u00eb\u201d. \u00c7udia m\u00eb e madhe q\u00eb ka habitur me t\u00eb vog\u00ebl e me t\u00eb madh \u00ebsht\u00eb se k\u00ebto jan\u00eb projekte q\u00eb do b\u00ebhen me tendera nd\u00ebrkomb\u00ebtar dhe p\u00ebr shuma t\u00eb tilla t\u00eb ndara n\u00eb 7 Lote jan\u00eb l\u00ebn\u00eb vetem 10 dit\u00eb periudh\u00eb aplikimi, dor\u00ebzim dokumentacioni, dhe dorezim projektesh.<\/p>\n

Data e Njoftimit t\u00eb Tenderit \u2013 17-03-2020, Data e Fillimit t\u00eb Afatit p\u00ebr Dor\u00ebzim Oferte \u2013 27-03-2020. Edhe p\u00ebr t\u00eb b\u00ebr\u00eb kart\u00ebn e identitetit t\u00eb duhet nj\u00eb jav\u00eb t\u00eb vish v\u00ebrdall\u00eb p\u00ebr t\u00eb aplikuar, jo m\u00eb p\u00ebr t\u00eb marr\u00eb nj\u00eb projekt q\u00eb mesatarisht i bie 7 deri n\u00eb 10 mln euro. T\u00eb gjitha parimet e transparenc\u00ebs, meritokracis\u00eb, konkurenc\u00ebs s\u00eb ndershme, t\u00eb hedhura n\u00eb at\u00eb vendin ku nuk thuhet.<\/p>\n

Mir\u00eb po vijm\u00eb te masat e katastrof\u00ebs tjet\u00ebr, q\u00eb si e para nuk ka si t\u00eb jet\u00eb ndryshe sepse mend\u00ebsia \u00ebsht\u00eb problem shum\u00eb i madh. K\u00ebsaj here ministri i thot\u00eb se biznesi i madh duhet t\u00eb p\u00ebrshtatet p\u00ebr koh\u00eb lufte! Nd\u00ebrsa baret dhe restorantet t\u00eb shesin nga interneti. \u00a0Ky \u00ebsht\u00eb problemi se k\u00ebta njer\u00ebz e shikojn\u00eb Shqip\u00ebrin\u00eb nga blloku! Nga blloku e shikonin n\u00eb at\u00eb koh\u00ebn e qoft\u00eblargut dhe nga blloku e shikojn\u00eb dhe tani! N\u00eb koh\u00ebn e bonanc\u00ebs s\u00eb paras\u00eb q\u00eb ka ekonomia jon\u00eb, sistemi jon\u00eb bankar, si dhe nga faljet miliona euro nga donator\u00ebt dhe EU ne kemi nj\u00eb shtet q\u00eb \u00ebsht\u00eb n\u00eb kulmin e pap\u00ebrgjegjshm\u00ebris\u00eb.<\/p>\n

P\u00ebrve\u00e7 faktit se asnj\u00eb nga gjasht\u00eb pikat teknike t\u00eb p\u00ebrmendura m\u00eb sip\u00ebr nuk \u00ebsht\u00eb marr\u00eb parasysh sepse kur nuk ke mekaniz\u00ebm t\u00eb p\u00ebrpunimit logjik nuk ke si e kupton nj\u00eb proces dhe identifikimit e problemit do ta b\u00ebsh gabim. N\u00eb thuajse 300 mln euro paket\u00eb stimuli p\u00ebr ekonomin\u00eb e k\u00ebtij vendi t\u00eb vdekur tashm\u00eb n\u00eb komatoz\u00eb, gjysma e kesaj shume vete p\u00ebr pastrim bilanci t\u00eb OSHE. Kompanis\u00eb m\u00eb abuzuese dhe m\u00eb borxhlije n\u00eb sistemin tatimor t\u00eb k\u00ebtij shteti. Gjysma tjet\u00ebr, ashtu si me t\u00ebrmetin, nuk egziston n\u00eb praktik\u00eb!<\/p>\n

P\u00ebrpos mend\u00ebsis\u00eb s\u00eb kalbur, mos kuptimit t\u00eb realitetit, dhe korrupsionit hashiqar, p\u00ebrpara se ky vend t\u00eb vej\u00eb n\u00eb pik\u00ebn ku njer\u00ebzit do marrin hanxhare q\u00eb kan\u00eb n\u00eb sht\u00ebpi dhe ndonj\u00eb kazm\u00eb e t\u00eb hapin depo dhe magazina duhet q\u00eb k\u00ebt\u00eb kaq pak ekonomi sa \u00ebsht\u00eb krijuar nga njer\u00ebzit pun\u00ebtor\u00eb ta ruajm\u00eb dhe t\u00eb shikojm\u00eb p\u00ebrpara me vizion.<\/p>\n

Para se t\u00eb sygjeroj disa masa duhen patur parasysh dy gj\u00ebra t\u00eb thjeshta. S\u00eb pari, nj\u00eb val\u00eb falimentimesh ka p\u00ebr t\u00eb v\u00ebn\u00eb n\u00eb v\u00ebshtir\u00ebsi shum\u00eb zinxhirin ekonomik por mbi t\u00eb gjitha njer\u00ebzit q\u00eb do dalin nga tregu i pun\u00ebs. Kjo \u00ebsht\u00eb e r\u00ebnd\u00eb dyfish, e para sepse zhb\u00ebn nj\u00ebsi biznesi egzistuese, dhe e dyta sepse koha e rekuperimit t\u00eb tyre \u00ebsht\u00eb shum\u00eb e gjat\u00eb duke marr\u00eb parasysh stresin dhe v\u00ebshtir\u00ebsin\u00eb e mobilitetit social. S\u00eb dyti, duhet nd\u00ebrhyrje emergjente n\u00eb familjet q\u00eb do kalojn\u00eb n\u00eb mjerim t\u00eb skajsh\u00ebm sepse kjo \u00ebsht\u00eb fasha m\u00eb e prekur e njer\u00ebzve.<\/p>\n

Duke patur parasysh \u00e7ka m\u00eb sip\u00ebr nj\u00eb shtet i p\u00ebrgjegjsh\u00ebm do kish b\u00ebr\u00eb nj\u00eb ndarje n\u00eb dy grupe interesi. S\u00eb pari njer\u00ebzit n\u00eb nevoj\u00eb t\u00eb cil\u00ebve p\u00ebr minimumi tre muaj duhet tu garantohet minimumi jetik p\u00ebr t\u00eb shmangur depresionin, ose fatalitetin, ekonomiko social. Tre muaj sepse \u00ebsht\u00eb minimumi q\u00eb mund t\u00eb zgjasi kjo pandemi dhe njer\u00ebzve duhet tu thuhet e verteta.<\/p>\n

E dyta, \u00ebsht\u00eb biznesi. Biznesi ka vet\u00ebm nj\u00eb hall: LIKUIDITETIN. Ky likuiditet duhet t\u00eb garantohet nga qeveria dhe jo me skem\u00ebn alogjike q\u00eb \u00ebsht\u00eb propozuar. Sipas ministrit, biznesi aplikon p\u00ebr kredi n\u00eb mas\u00ebn e rrogave bruto dhe shteti i del garant. Biznesi nuk ka nevoj\u00eb p\u00ebr k\u00ebt\u00eb lloj\u00eb mb\u00ebshtetje, sepse n\u00ebse nis n\u00eb at\u00eb form\u00eb \u00ebsht\u00eb i falimentuar q\u00eb n\u00eb jav\u00ebn e par\u00eb.<\/p>\n

Por ka nevoj\u00eb p\u00ebr linj\u00eb kredie q\u00eb mbeshtet t\u00eb pakten nevojat p\u00ebr cash, p\u00ebrfshir\u00eb furnizime, qera, etj., p\u00ebr t\u00eb pakt\u00ebn nj\u00eb muaj. Pra n\u00eb rastin m\u00eb normal kredia duhet llogaritur sa 1\/12 e vler\u00ebs s\u00eb xhiros vjetore n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb jet\u00eb n\u00eb treg. Ky princip vlen p\u00ebr \u00e7do lloj\u00eb biznesi: t\u00eb madh apo t\u00eb vog\u00ebl. Pjesa tjet\u00ebr jan\u00eb sygjerime teknike: si riskedulimi i pages\u00ebs s\u00eb taksave lokale, riskedulimi i pages\u00ebs s\u00eb energjis\u00eb (jo falja), shtyrja e deklarimit t\u00eb tatim fitimit dhe heqja e parapagimit t\u00eb tij, etj. Por kur n\u00eb jet\u00ebn t\u00ebnde nuk ke ngritur ndonj\u00ebher\u00eb qepen, dhe nuk e di \u00e7far\u00eb \u00ebsht\u00eb t\u00eb paguash rroga dhe t\u00eb shtosh vler\u00eb n\u00eb treg, sygjerimet do vijn\u00eb si p\u00ebr her\u00eb, p\u00ebr H\u00ebn\u00ebn.<\/p>\n","protected":false},"excerpt":{"rendered":"

Nga REZART PRIFTI N\u00eb momentet q\u00eb shkruhen k\u00ebto rreshta jan\u00eb 460,304 t\u00eb infektuar me COVID-19, p\u00ebrve\u00e7 Kin\u00ebs, t\u00eb infektuarit jan\u00eb n\u00eb 155 vende t\u00eb ndryshme t\u00eb bot\u00ebs. Qeverit\u00eb e gjith\u00eb bot\u00ebs po kryejn\u00eb aksione t\u00eb pa precedent\u00eb dhe duke qen\u00eb se p\u00ebr raste t\u00eb tilla nuk ka protokoll institucione tradicionalisht ortodokse si jan\u00eb bankat qendrore […]<\/p>\n","protected":false},"author":1,"featured_media":14803,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[9,4],"tags":[],"yoast_head":"\nApoteoza Ekonomike e Virusit - Informohu qart\u00ebsisht!<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/redaktori.com\/?p=20506\" \/>\n<meta property=\"og:locale\" content=\"sq_AL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apoteoza Ekonomike e Virusit - Informohu qart\u00ebsisht!\" \/>\n<meta property=\"og:description\" content=\"Nga REZART PRIFTI N\u00eb momentet q\u00eb shkruhen k\u00ebto rreshta jan\u00eb 460,304 t\u00eb infektuar me COVID-19, p\u00ebrve\u00e7 Kin\u00ebs, t\u00eb infektuarit jan\u00eb n\u00eb 155 vende t\u00eb ndryshme t\u00eb bot\u00ebs. 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